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Why Title Insurance...

There are few things in life more important than protecting your home. The following matters are examples of why you need a Title Insurance Policy from Hale Abstract Co., Inc. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a Title Policy from Hale Abstract Co., Inc. can protect you from:

  • Documents executed under false, revoked or expired powers of attorney.
  • False impersonation of the true land owner.
  • Undisclosed heirs.
  • Improperly recorded legal documents.
  • Prescriptive rights in another not appearing of record and not disclosed by survey.
  • Failure to include necessary parties to certain judicial proceedings.
  • Defective acknowledgements due to improper or expired notarization.
  • Corporate franchise taxes as liens on corporate real estate assets.
  • Gaps in the chain of title.
  • Mistakes and omissions resulting in improper abstracting.
  • Forged deeds, mortgages, wills releases of mortgages and other instruments.
  • Deeds by minors.
  • Deeds which appear absolute, but which are held to be equitable mortgages.
  • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means.
  • Inadequate legal descriptions.
  • Conveyances by undisclosed divorced spouses.
  • Issues involving delivery of conveyance instruments.
  • Deeds and wills by persons lacking legal capacity.
  • State inheritance and gift tax liens.
  • Issues of rightful possession of the land.
  • Legal capacity of foreign personal representatives and trustees.
  • Improper modification of documents.
  • Rights of divorced parties.
  • Deeds by persons falsely representing their marital status.
  • Special tax assessments.
  • Conveyances and proceedings affecting rights of military personnel protected by the Soldiers' and Sailors' Civil Relief Act.
  • Issues concerning interests noted in financial statements filed under Uniform Commercial Code.

(Subject to certain limitations set forth in the policy.)

Copyright 2006, Hale Abstract Company, INC
103 West Washington Street
Shelbyville, IN 4617
Phone: 317-398-6855
Fax: 317-398-7004
Email: dwr@haleabstract.com